Welcome to the 26th edition of the Carnival of Pecuniary Delights. I’m excited to share the wonderful articles written by my personal financing blogging peers that were submitted this week showcasing their frugal lifestyle. Welcome to any new readers! Be sure to sign up to StupidCents RSS feed.
It’s October and you can smell it in the air. The leaves are falling (for most of us) and the temperatures are slowly changing. But it’s not cool everywhere, it’s actually heating up for the start of Major League Baseball playoffs! Baseball is truly the great American pastime and a great escape for families (for the right price of course). 
The great thing about baseball is, if you strike out or lose one game, it’s not over. You still have a chance to come back and win and be great! Same goes for personal finance. We all have to strike out once in a while to really know what needs to change in our spending, saving and investing habits. Having that experience goes a long way when it comes to our own finances and that same experience can help others in the ‘clubhouse’. We all strive for that World Series of a great retirement life. So cheer on your favorite team this year.
- Who will be the champion this year?
Editor’s Picks
Peter from Bible Money Matters presents First Time Homebuyer Tax Credit May Be Extended To All Homebuyers And Increased to $15,000 Through New Bill. This really hits home as my wife and I have been house hunting the past few months (unfortunately, all the extra time has taken away from my blog). We are getting towards crunch time because we have to close before the end of November to receive the credit. So the big question is, will it be extended?
Kyle from Suburban Dollar presents 25 Songs About Money. Doesn’t every artist have at least one song that involves money? A very unique post and I enjoyed it! Thanks, Kyle!
J. Money from Budgets Are Sexy presents 3 Things you should always keep in your wallet/purse/clip.. Can’t argue at all with J. Money on this. But what about your business cards?
Frugality & Saving Money
Miss Thrifty from Miss Thrifty presents Introducing… The Thriftymobile.
FMF from Free Money Finance presents 10 Ways to Save Money on Car Ownership. Ten useful tips for saving money on cars.
Investing & Economy
Mr. GoTo from Go To Retirement presents Inflation and Retirement Investing. Mr. GoTo discusses your options when it comes to investing for retirement. We all should be prepared for inflation.
The Financial blogger from The Financial Blogger presents Real Return Bonds and Gold: How to Hedge Yourself against Inflation. It seems pretty clear that sooner or later, inflation will surge.Here are the best ways to protect yourself from inflation.
Natalie MacLellan from Before You Invest presents Leveraged Exchange Traded Funds. Leveraged investments…watch out!
Bob from Christian Finance presents Should you get a Fixed term annuity or a variable annuity?. If you are comparing annuity features, these are a few things you should know about the different types of annuities.
Debt & Credit
Mr. ToughMoneyLove from ToughMoneyLove presents Responsible Credit Score Strategies for Young Adults. Young adults should break free from the crowd and focus attention on their credit scores.
April from Get Rich Slowly presents Pros and Cons: 30-Year Mortgage vs. 15-Year Mortgage . April from Get Rich Slowly breaks down the differences between 30 and 15 year mortgages. Which one is right for you? Make sure you have all the facts!
The Smarter Wallet from The Smarter Wallet presents How To Get A Credit Card That’s Right For You. The Smarter Wallet shows you how to shop for a credit card that fits your needs.
Gather Little By Little from Gather Little By Little presents Stuck in the Midst of Debt.
Silicon Valley Blogger from The Digerati Life presents Use Low Interest Rate Credit Cards To Lower Your Debt.
Jim from Bargaineering presents Writing a Debt Dispute Letter.
Life & Money
Hawk from TheDebtHawk.com presents 10 Ways To Prepare For A Layoff. Don’t remain unprepared for a layoff. It can happen at anytime in this waining economy. Take charge of your career by implementing these 10 strategies to prepare for a layoff.
Kelly Whalen from the centsible life presents kids and allowance. Can I have it? Puh-lease?! Kelly covers the questions you should ask about allowances and how her family approaches allowances.
Baker from Man Vs. Debt presents Could You List Every Single Item You Own?. Creating a list of everything you own and then pledging to sell half of it is one of my favorite pieces of personal finance advice. It’s time that we stepped up and walked-the-walk.
Craig Ford from Money Help For Christians presents A Discussion on Justice and Generosity: Did “The Little Red Hen” Do the Right Thing? . How do you balance between being just and being generous? Find out what a simple story taught Craig about life.
Lynnae from Being Frugal.net presents How to Make a Budget That Works. This post takes on budgets and what it takes to make them work for you.
Everything Else Money
Paul @ FiscalGeek from FiscalGeek presents Free Budget Software Review: Quicken Online. A nice run through, with screenshots, of the Quicken Online Budgeting software.
Charlie from Pay Less For Food presents Psychological Supermarket Tricks That Make Us Spend.
Kris from Family Balance Sheet presents Before an economic crisis hits you, are you willing to live on half?.
PT from PT Money presents Details About the $8,000 First-Time Homebuyer Tax Credit.
Darwin from Darwin’s Finance presents How Stupidity on Wall Street Violated the Most Basic Laws of Physics. Did someone say stupid? A satirical look at how Wall Street’s stupidity violated the most basic laws of physics. You’ll love the nostalgic laws and theorems of yore!
Milestones
Madison from My Dollar Plan presents $50 Amazon Gift Card to Celebrate 1 Million Visitors. Congrats, Madison!
Thanks to everyone who submitted their articles this week, it my was my pleasure to read them all. Keep the good articles coming and don’t be afraid to stop by once in a while! I even came away with some new sites to add to my daily reading list. Go Brewers! Oh…wait…better luck next year!
Stupidly Yours,
Matt
Credit: MLB and their respective owners
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Thx for hosting
I especially love that the NY Yankees is right below Editor’s Picks!
@ J. Money - You like that, huh? That was not done by mistake!
Thanks for the submission and I look forward to next seasons baseball league.